Precise vehicle insight to improve pricing, reduce claims cost, and strengthen retention
In motor insurance, understanding the vehicle as well as the driver is essential, yet traditional checks often deliver incomplete, inconsistent, or outdated information. This can lead to inaccurate pricing, claims leakage, and poor customer experience.
Percayso Inform’s Vehicle Intelligence combines market, specification, valuation, and history data to help insurers price more precisely, streamline claims decisions, and retain customers with confidence across the motor insurance lifecycle.
“Percayso offer a range of microservices that connect seamlessly with our systems to offer improved efficiency in managing customer motor claims.”
Why Vehicle Intelligence matters
Vehicles are more than identifiers, they are risk drivers. Yet standard datasets often miss key indicators that influence risk and value. With Vehicle Intelligence you can:
Price with precision
Accurate specification and valuation data supports fairer, more profitable pricing.
Reduce claims leakage
Detailed vehicle history and valuation insight helps control settlement cost and fraud exposure.
Improve operational efficiency
Rich, harmonised data reduces manual lookups and back-and-forth across claims and underwriting.
Enhance customer outcomes
Faster, fairer pricing and claim decisions build trust and improve loyalty.
How it works
Vehicle Intelligence brings together multiple insight layers to deliver comprehensive vehicle risk context:
Specification
Detailed manufacturer and model data that supports accurate coding and risk classification.
Valuation
Current and historical market values that support pricing and claims consistency.
History
Ownership changes, write-offs, theft records, mileage anomalies and other key events that influence risk and value.
Market trends
Insight into broader supply/demand dynamics and pricing movements that inform forward-looking strategies.
All outputs are standardised, reliable, and easy to operationalise across pricing engines, underwriting tools, and claims workflows.
Key benefits
Fair, accurate pricing
Drive pricing that reflects true vehicle risk and market value.
Reduced claims cost
Control claims spend with data-backed valuation and history insight.
Stronger underwriting confidence
A complete vehicle picture reduces uncertainty and improves acceptance decisions.
Better customer experience
Faster, more transparent outcomes throughout the policy and claims journey.
How Vehicle Intelligence delivers value
Comprehensive data coverage
Extensive new and used vehicle market and specification data supports all key decisioning stages.
Integrated insight
Vehicle Intelligence combines with quote, bureau, and policy signals to enrich overall risk understanding.
Scalable performance
Designed for high-volume environments, delivering fast data when and where decisions are made.
Explainable output
Consistent, auditable information suitable for governance and regulatory needs.
Designed for real motor challenges
Vehicle Intelligence is built to support pricing, underwriting, and claims teams who demand actionable vehicle insight, not fragmented datasets.
Whether you are refining pricing engines, automating claims decisions, or reducing leakage, Vehicle Intelligence provides the context that matters.
