We provide personal data to help insurers to make more informed decisions about different types of insurance policies including but not limited to home, motor and commercial.
There are several options available to you for requesting a quote for insurance, this could be through a price comparison site, broker or insurer website or even through a call centre or branch. During the quotation process, whichever option you have used you will usually be asked to provide information about you and to answer certain questions. Our products and services allow our Customers to check the information you have given alongside additional data we retrieve from third party data sources.
- Informed Quotation – Providing enhanced information for tailor made Insurance quotes and renewals
- Only triggered by your engagement with an Insurance Provider who use this Percayso service
- ID and address verification with one or more credit reference agencies
- Additional data sources – see “who do we share your data with” below
- This may include the linking together of previous quotes created by any one individual over a period of time to determine if there has been any changes to the data entered
- Claims Information – Providing additional information for our Customers to support claims investigations
- Vehicle Intelligence – Where a Vehicle Registration Number (VRN) is presented we will return all associated information on that vehicle to our Customers.
- View my Data – (Subject Access Request)
- Providing you a copy of the data we hold about you
Informed Quotation – a bit more detail
If you have requested a quote or a renewal of an existing policy for insurance recently, the insurance provider will usually ask you to provide information about your identity and to answer certain questions. Percayso Inform products and services allow our clients to check this information and to obtain further information about you from one or more Credit reference agencies and additional data sources, such as credit reference data and identifier information, such as name, address and date of birth. A summary view of this information will be returned to our clients, which allows them to assess risk and prevent fraudulent applications.
As part of this service, we are required to process or store the personal data (which may contain criminal convictions or driving offences data) presented to us by our Customers. All this information is processed strictly in accordance with the instructions of our customers, whom are data controllers, and is stored securely on servers located within the United Kingdom.
We ask all of our Customers to let individuals applying for insurance know before they share policy or quote information with us for example, by telling you the individual about this in their application form or in the Customer’s privacy notice.
Claims Information – a bit more detail
If you are involved in an Insurance Claims process your Insurer or the Insurer of another party may wish to obtain further information about you to assist in the processing of that Claim. Some of our Customers request us to obtain additional data, such as credit reference data and identifier information, such as name, address and date of birth, to verify who you are and to prevent fraudulent Claims activity.
We ask all of our Customers to let individuals know before they share any personal information with us for example, by telling you how their Claims process works in the Customer’s privacy notice.
View My Data – ID Verification Checks – a bit more detail
View My Data provides you with the ability to view the data Percayso Inform may hold about you. To find out if we process any of your personal data and to access a copy of such personal data we may hold about you, please contact us by clicking on the below link:
Start a Request
Remember it’s your personal data, and outside of client obligations under the Informed Quotation service Percayso will not share this with anyone unless you ask us to. We don’t want your personal data falling into the wrong hands and that’s why if you do request a copy of or the ability to view your data, we will need to make sure you are who you say you are.
This will involve providing us with a form of Photo ID such as a valid UK Driving Licence or Passport.
For further information please see the “Your Rights” section
