commercialvehicle
Intelligence built for commercial vehicle insurers
Price with precision, reduce claims severity, and protect fleet performance with intelligence designed specifically for commercial motor insurance.
Percayso Inform gives you deeper insight into driver behaviour, fleet dynamics, and vehicle risk — enabling smarter decisions across quoting, underwriting, claims, and retention in commercial portfolios.
How Percayso Inform helps commercial vehicle insurers
Smarter pricing for diverse fleets
Understand risk factors across single vehicles and multi-vehicle fleets, enabling more accurate pricing that reflects true usage, value, and behaviour.
Stronger fleet and driver risk assessment
Blended signals help you identify high-risk behaviours and patterns that standard checks miss, improving risk segmentation and loss prediction.
Reduced claims severity
Leverage rich vehicle and historical insight to control claims cost, reduce leakage, and improve settlement accuracy.
Enhanced fraud detection
Detect manipulation, anomalies, and irregular behaviour earlier to protect margins and performance across commercial books.
Better customer retention
Deliver fairer pricing and faster decisions that improve fleet customer satisfaction and support long-term loyalty.
Explainable intelligence you can trust
Consistent, traceable outputs support governance, audit, and regulatory requirements while giving teams confidence in every decision.
What Commercial Vehicle Intelligence delivers
Percayso Inform brings together behavioural, vehicle, and policy signals and turns them into actionable insight that enhances outcomes at every stage of the commercial motor insurance lifecycle.
Key benefits
Accurate, usage-based pricing
Blended intelligence reveals true risk across fleets and usage profiles so you can price competitively and profitably.
Stronger underwriting confidence
Deeper insight into driver, vehicle, and policy behaviour improves acceptance decisions and reduces uncertainty.
Reduced claims cost and leakage
Richer vehicle history and valuation data support precise claims decisioning and cost containment.
Greater fraud resilience
Identify atypical patterns and suspicious behaviour early to reduce fraud exposure and protect performance.
Improved customer experience
Faster, fairer outcomes across quoting and claims strengthen fleet owner satisfaction and retention.
How insurers use Commercial Vehicle intelligence
Percayso Inform supports:
Pricing, underwriting and analytics teams
Claims and loss prevention
Fraud and risk specialists
Customer retention and relationship management
Whether you’re pricing complex fleet profiles, managing claims severity, or strengthening loyalty, our intelligence helps you act with confidence.
Target and execute your business
strategies with Inform Manager
“Percayso enables us to tackle fraud directly from the source, and price accordingly and competitively.”
Go beyond traditional data enrichment with a unique, flexible approach to data intelligence.
bureauintelligence
Blends public and private Consumer Bureau data to deliver a clearer, trended view of driver and business behaviour, supporting more accurate risk assessment and pricing across commercial vehicle and fleet policies.
policyintelligence
Retrospectively analyses commercial vehicle policies to validate risk accuracy, identify misrepresentation or manipulation, and support corrective action across both Daily Inceptions and Whole-Book portfolios.
quoteintelligence
Analyses commercial quotation behaviour across multiple sources to expose hidden risk, detect manipulation, and improve pricing accuracy before cover is bound.
vehicleintelligence
Provides comprehensive commercial vehicle specification, valuation, and history insight to support precise pricing, reduced claims severity, and improved fleet performance.
Turn fragmented commercial data into performance-driving intelligence.
