The Percayso Gateway provides customers with fast, seamless access to Percayso’s proprietary datasets through the Enrich layer.
It delivers rich internal insight, including Quote Lakes, Policy Lakes, and derived behavioural intelligence, through the same single API used for all Enrich data sources.
This allows insurers and intermediaries to combine external data with deep, proven internal intelligence, without adding complexity or integration overhead.
What the Percayso Gateway is
The Percayso Gateway is one of Enrich’s three gateway types. It enables customers to retrieve Percayso-owned datasets that have been built and refined through extensive insurance market activity, including aggregated quote behaviour, policy performance signals, and derived characteristics.
Rather than sourcing or maintaining this intelligence independently, customers can access it directly through Enrich, fully harmonised with partner and private data.
Why it matters
The Percayso Gateway adds depth and context that external data alone cannot provide. Proprietary insight helps sharpen pricing, strengthen underwriting decisions, and improve risk understanding by drawing on aggregated behavioural and policy experience.
Because the data is already structured, cleaned, and standardised, it can be applied immediately within live decisioning and analytics workflows, accelerating time to value.
How it works within Enrich
When an Enrich request includes Percayso Gateway sources, the platform automatically retrieves the relevant internal datasets and delivers them as part of a single, consolidated response. All data is validated and harmonised before delivery, ensuring it can be consumed in exactly the same way as other Enrich outputs.
Customers integrate once and gain access to this intelligence without managing separate connections or pipelines.
How customers use the Percayso Gateway
The Percayso Gateway is used wherever internal behavioural and policy insight can improve outcomes. This includes pricing and risk modelling informed by aggregated quote behaviour, underwriting refinement using policy-level signals, fraud and anomaly detection supported by internal characteristics, and lifecycle analytics across quotes and policies.
Because the intelligence is operationally simple to access, it can be embedded directly into decision strategies rather than treated as a standalone dataset.
Designed for flexibility and control
Customers remain in control of which Percayso datasets are called and how they are applied within Enrich workflows. This ensures strategies can evolve easily as business needs, risk appetite, or regulatory requirements change.
Part of a unified Enrich capability
The Percayso Gateway sits alongside the Partner Gateway for third-party data and the Private Gateway for customer-hosted datasets. Together, these gateways provide a single, intelligent access layer for all data used across insurance decisioning.





