CUE stands for the Claims and Underwriting Exchange, which was set-up in 1994 for insurers to share information and help stop insurance fraud. CUE is run by the Motor Insurers Bureau (MIB) and is one of two key databases to help fight insurance fraud.
The national database is vast and covers car insurance, home and travel insurance, as well as personal injury claims, and contains around 34 million records. It holds all reported incidents of the past six years, even those where a claim wasn’t made, and by sharing this history with insurers, it makes it harder for repeat fraudsters to succeed.
Information stored on CUE is used to confirm the information you provide to insurers is correct and can directly affect the cost of your car insurance. CUE holds information on car accidents, thefts and personal injuries, which insurers use to assess risk before offering you a quote when you apply for a policy.
You can find out what information CUE holds about you by completing a Subject Access Request form on the Motor Insurers Bureau (MIB) website.
If any of the information in your view is not correct, you can challenge any of this information directly with the MIB or the insurer who filed it.
