insurers

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Insurance intelligence built for insurers

Price more accurately. Reduce fraud and claims leakage. Improve customer retention, all with a data-driven intelligence platform designed for today’s competitive insurance market.

Percayso Inform helps insurers turn enriched data into actionable insight that strengthens underwriting, tightens risk selection, and drives better outcomes across the entire policy lifecycle.

How Percayso Inform helps insurers

More accurate risk assessment

Access richer, multi-source behavioural and risk data at speed and scale, enabling more precise segmentation and fairer pricing.

Stronger fraud detection

Detect anomalies and patterns that signal fraud or manipulation early — before they impact loss ratios or claim costs.

Better underwriting outcomes

Get deeper insight into customer behaviour and policy dynamics so underwriters can make more confident, consistent decisions.

Faster claims insight

Enriched and blended data speeds claims validation and improves settlement accuracy, reducing cost and cycle time.

Increased customer retention

Understanding customer behaviours and signals allows you to personalise engagement, improve experience, and reduce churn.

Clear, explainable intelligence

Consistent, traceable outputs support governance, audit, and regulatory expectations, enhancing both operational confidence and compliance.

Intelligent, not just enriched

Percayso Inform doesn’t simply provide more data, it provides intelligence you can act on.

By blending enriched data with governed decision logic and explainable outputs, insurers gain real understanding of risk, customer behaviour, and portfolio performance at every stage of the insurance lifecycle.

Benefits that matter

Sharpen pricing and risk selection

Uncover subtle risk signals and trended patterns that static checks miss, leading to more accurate pricing and healthier loss ratios.

Reduce claims leakage

Combine vehicle, behavioural, and policy insight to control claim costs and reduce operational waste.

Strengthen underwriting discipline

Embed governed intelligence into decisioning workflows to ensure consistency and confidence across teams.

Improve fraud resilience

Detect manipulation, anomalies, and low-intent behaviour before they erode profitability or insurer trust.

Support governance and explainability

Traceable outputs provide the auditability and transparency needed for regulatory compliance and internal review.

How insurers use Percayso Inform

Percayso Inform supports decisioning across:

Pricing and analytics

Underwriting and risk

Fraud and compliance

Claims and operations

Whether you’re refining segmentation, tightening controls, or improving efficiency, Percayso Inform delivers intelligence that matters.

Target and execute your business
strategies with Inform Manager

“Using the Percayso Inform Manager digital platform enhances our technical capability to create and deploy our own rules and models in real-time. This ultimately means we can offer data-driven decisions at point of quote with speed and precision and allows us to test and update our data and pricing strategies at any time.”

Adam Clarke, Chief Underwriting Officer at Ageas UK

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Go beyond data enrichment. Stop reacting to complexity and start orchestrating intelligence that drives better outcomes.

bureauintelligence

bureau intelligence

Blends public and private data from multiple Consumer Bureaus to deliver a clearer, trended view of consumer behaviour — supporting more accurate pricing and risk assessment.

policyintelligence

policy intelligence

Retrospectively analyses policies to identify quote manipulation, assess risk accuracy, and support corrective action across both Daily Inceptions and Whole-Book portfolios.

quoteintelligence

quote intelligence

Analyses quotation data across multiple sources to expose hidden risks, detect manipulation, and deliver the clearest picture of a customer at the point of pricing.

vehicleintelligence

Combines comprehensive new and used vehicle market and history data to enable precise pricing, streamlined claims handling, and improved customer retention.

Take control of intelligence to drive consistently better outcomes.

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