privatecar
Intelligence built for private car insurers
Price more accurately, reduce claims leakage, and retain more customers with intelligence designed specifically for private car insurance.
Percayso Inform gives you deeper insight into risk, behaviour, and vehicle value, helping you make smarter decisions across quoting, underwriting, claims, and retention.
How Percayso Inform helps private car insurers
Smarter pricing decisions
Understand risk more clearly through blended signals that traditional checks miss, enabling fairer, more profitable pricing.
Stronger risk selection
Reveal behavioural and financial patterns that improve risk segmentation and reduce loss exposure.
Reduced claims leakage
Use richer vehicle and policy insight to control claims cost and reduce leakage across settlements.
Greater fraud detection
Detect manipulation and anomalous behaviour earlier in the insurance lifecycle to protect margins.
Better customer retention
Deliver fairer pricing and more relevant outcomes that improve customer trust and reduce churn.
Explainable intelligence you can act on
Consistent, traceable outputs support governance, audit, and regulatory accountability.
What Private Car Intelligence delivers
Percayso Inform brings together multiple signals, from behavioural to vehicle and policy data, and transforms them into actionable insight that influences outcomes across the motor insurance journey.
Key benefits
More accurate pricing
Uncover risk signals that static data checks miss, helping you price with confidence and protect loss ratios.
Improved underwriting decisions
Blended insight supports stronger acceptance decisions and reduces uncertainty.
Reduced claims cost
Vehicle history and valuation data help control settlement spend and limit leakage.
Enhanced fraud resilience
Reveal manipulation and risk patterns that earlier checks overlook.
Better customer experience
Faster, fairer decisions improve satisfaction and strengthen loyalty.
How insurers use Private Car Insurance intelligence
Percayso Inform supports key functions including:
Pricing and underwriting teams
Fraud and risk specialists
Claims and loss control
Retention and customer experience teams
Whether you’re refining segmentation, managing claims costs, or improving loyalty, our intelligence helps you act with confidence.
Target and execute your business
strategies with Inform Manager
“Percayso enables us to tackle fraud directly from the source, and price accordingly and competitively.”
Go beyond traditional data enrichment with a unique, flexible approach to data intelligence.
bureauintelligence
Blends public and private Consumer Bureau data to deliver a clearer, trended view of driver behaviour, enabling more accurate pricing, stronger risk selection, and improved loss ratios in private car insurance.
policyintelligence
Retrospectively analyses private car policies to validate pricing accuracy, identify quote manipulation, and support corrective action across Daily Inceptions and Whole-Book motor portfolios.
quoteintelligence
Analyses quotation behaviour across multiple sources to expose hidden risk, detect manipulation, and deliver a clearer picture of the driver before pricing a private car policy.
vehicleintelligence
Provides comprehensive vehicle specification, valuation, and history insight to support precise motor pricing, reduced claims leakage, and improved customer retention.
Turn fragmented signals into controlled intelligence that drives performance.
