Quote manipulation is one of the most damaging and difficult challenges facing the insurance industry. When incorrect or misleading information goes undetected at quote stage, the consequences often surface later as inflated claims and deteriorating loss ratios. Inform Manager focuses on preventing these risks before they enter the book.
By analysing behavioural patterns and quote intelligence in real time, Inform Manager identifies anomalies that indicate potential manipulation while the customer is still quoting. This allows organisations to intervene early, whether through referrals, pricing adjustments, or further verification, rather than discovering issues after a policy has been bound.
This proactive approach benefits insurers by protecting portfolio integrity and reducing downstream claims exposure. MGAs gain stronger control over delegated underwriting decisions, while brokers are better equipped to manage risk quality and client expectations from the outset.
Crucially, Inform Manager does not rely on blunt rules or retrospective analysis. It uses contextual intelligence to understand how quotes evolve, spotting suspicious patterns that traditional checks often miss. This ensures genuine customers are not penalised, while higher-risk behaviour is addressed appropriately.
By shifting fraud and manipulation management upstream, Inform Manager helps organisations reduce loss leakage, strengthen underwriting discipline, and move from reactive detection to effective prevention.
